Flexible & fixed terms
Keep funds liquid with flexible balances you can redeem on demand, or lock in fixed terms — 30, 90 or 180 days — for a higher rate.
Earn
Put idle treasury assets to work
Earn transparent, risk-managed yield on stablecoins and major digital assets. Choose flexible terms for instant access or fixed terms for higher rates — all inside a regulated, compliance-first environment.
Why Earn
Yield built for treasuries, not speculation
Designed for corporate treasuries, funds and payment businesses that want their reserves to work without taking on unnecessary risk.
Transparent rates
See the indicative annualised rate and how it is generated before you allocate. No opaque strategies and no hidden performance fees.
Risk-managed
Conservative counterparties, defined exposure limits and continuous monitoring by a dedicated risk team keep capital preservation first.
How it works
From reserves to yield in three steps
Onboard your entity
Complete institutional KYB and set up an OSL-TRADE business account with role-based access for your treasury team.
Choose a term & asset
Allocate stablecoins or major assets into a flexible or fixed-term product and review the indicative rate up front.
Track & redeem
Watch accruals in real time from your dashboard and redeem flexible balances whenever your business needs the liquidity.
Transparency you can report on
Every allocation, accrual and redemption is recorded and exportable for your finance and audit teams. Consolidated statements make it straightforward to reconcile yield across entities and reporting periods.
Real-time reporting
Segregation & oversight by design
Assets are held with institutional-grade controls and segregated from operating funds. Defined counterparty and concentration limits are reviewed continuously, so exposure never drifts beyond agreed thresholds.
Governed exposure
Flexible
Redeem on demand
Fixed
30 / 90 / 180-day terms
50+
Licenses & registrations
24/7
Monitoring & support
FAQ
Common questions
Yield is produced through conservative, risk-managed activities such as secured lending and stablecoin liquidity provision against vetted counterparties, within defined exposure limits. Rates are indicative, variable and shown before you allocate.
Flexible balances can be redeemed on demand and earn a variable rate. Fixed terms lock your allocation for a set period — typically 30, 90 or 180 days — in exchange for a higher, defined rate for that period.
No. Earn is not a bank deposit and is not covered by any deposit-protection or insurance scheme. Rates are not guaranteed and your capital is at risk. Please review the risk note below and speak with our team before allocating.
Talk to sales about Earn
Tell us about your treasury and reporting needs, and we'll design an allocation that fits your risk mandate.
Earn is not a deposit account and is not protected by any deposit-insurance or investor-compensation scheme. Yields are indicative, variable and not guaranteed, and your capital is at risk — you may receive back less than you allocated. Fixed-term allocations may be locked and illiquid until maturity. Prices of virtual assets can be highly volatile. This page is general information only, not investment advice or an offer, and product availability varies by region and eligibility. Assess your risk tolerance and consult your own advisers before allocating.